When I tell my auto body guy I had insurance the cost to fix a vehicle is $3,000. When I tell him I don't have insurance and I'm "getting quotes" its $2,000. I'm sure health care is the same way. Insurance companies are loving ObamaCare. Just got done filing my taxes. I was told by H & R block if I don't have insurance next year I will have to pay a fine of $300. And the year after that the fine jumps to $600.