We sure agree on this. It seems sometimes that WSI in ND spend more time and money not paying a claim than paying the claim. The biggest mis-conception about workers comp is that it is an insurance policy for the worker. Heck all it is really is a protection plan for business to ignore safety issues, or what have you, and when the worker gets hurt they can not be held liable for it. You mention being a bankruptcy lawyer is a bad idea. Could you explain as to why? What the heck is going on there? By the way I may rag on you but I do know that you are one smart cookie.