It's not about settling, it's being realistic. All things being equal, UND hockey would always be a blue blood. There is now this new component. Keeping any truly elite basketball or football player at UND, when they will be offered substantially more $ elsewhere, is going to be a rarity.
For a kid who is anticipating playing another 1-2 years in college, and there being several schools (including UND) who can provide similar development, it doesn't seem unreasonable to take the payday. I'm no fan of the portal, and what NIL is doing to athletics, but it is what it is. There will absolutely be many kids who choose a school based on $. If UND can't match the $ it's going to be an issue, and I can't see UND having the funds that BU, BC, UM, UMn... etc will have for the top end talent year after years after year.