@Undertherock good post, I don't disagree with any of it.
FBS is just part of the equation for schools like NDSU, SDSU, UND, USD. The Summit League and its instability might be the bigger part. These two things could (likely?) to happen in the next few years. St. Thomas leaves for the Valley, NDSU takes all-sports to the MWC. When discussing $ and NDSU, we have to realize they don't operate like any other school in the country. For example, you'd think having decreased enrollment would put a strain on their budget. Think again. For this discussion, NDSU will never have to worry about $. With those two moves, the Summit is officially a bust. The teams that they are looking to backfill will bring zero value to any of the remaining Dakota schools (ex: Lindenwood). Adding flights to all sports with no appeal at all. Dakota schools are all officially in scramble mode. Which I think will look a bit like, write a $20 million dollar check (SDSU) and you're in the MWC. Where your school is in ok shape is, you'll have that option. If you can't, maybe UND will get a chance.
The problem is sooner than later; it's either figure it out and spend (move up) or stay in the status quo which will be the FCS looking more and more like D2.
What we've seen over the past 5 years and realignment, logic doesn't have a place in it. Either look to improve your situation or you'll look around in a few years and be in a much, much worse situation.