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yzerman19

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Everything posted by yzerman19

  1. Weatherby has too much value offensively and in the faceoff circle to be on the 4th line IMO.
  2. I've got the over
  3. I personally like the per million stats for tracking covid. You could have a small nation basically wiped out with very few cases, criticals, and deaths and still report a lower raw number. When you look at the per million stats, the USA is doing fine among the non-totalitarian nations of the world. In fact if you pull NY, NJ and LA out of the mix, the remaining 47 state per million stats are quite good. The 3 largest states in the union: CA, TX, FL all have very good per million numbers.
  4. Market prices have proven irrational. The fundamentals are going to be lousy for awhile, and dividends and buybacks aren’t likely to be happening anytime soon. That said, all of that is likely already priced into the markets. You also have a Fed making unprecedented moves and statements...talking about buying equities...already thry’ve taken over the bond market. At the end of the day it’s supply and demand...where are people (And institutions) going to park their money? to me it all boils down to this: would you kick yourself harder for missing a 20% gainer (opportunity cost) or for losing 20% of what you have? Probably also depends on how much you have to begin with. clearly you can diversify (which is always smart) its a mixed bag out there. I personally am very conservative right now: 65% cash, 25% stock, and 10% private equity.
  5. Hospital cost structures get into very interesting accounting discussions....lots of D & A and other non-cash expenses. It’s a very Let’s say delicate analysis. True Fact though is that in most industries, the kind of margin % you pull in care delivery or insurance is a joke. Even EBITDA is ridiculously low, and the large reserves by insurers are mandated. On fully insured products, they have a legislated 15% MLR...so for them pulling a 6% operating margin is a win.
  6. Ya Know, I didn't drink merlot for a long time...I've cycled it back into rotation and I'm enjoying it. Still can't beat a punch you in the face Cab from Cali...Cakebread, Caymus, Silver Oak...but the Merlots aint shabby these days.
  7. D have partners for a reason...For every dazzling D man, there must be a rock steady, smart partner...even in the NHL...Paul Martin was the Brent Burns whisperer during Brent's best campaigns...
  8. My understanding is it’s being treated as an MCC, the groupers will still follow the MDC....likely respiratory diseases.. Payment of course will vary based on State for Medicare and Medicaid and will be dependent upon contract for private commercial coverage. Two weeks in an ICU with a vent likely will trip payment to outlier status in commercial contracts paying off DRG or per diem. Capitation wouldn’t consider it prospectively in a DOFR.
  9. Define paid more? There aren’t specific covid kickers in the fee for service system that I’m aware of. Although in many cases subscriber liability is being waived and becoming payer responsibility. covid specific codes are new to the party, and I haven’t seen the numbers in terms of RVUs or DRG weight for the new codes. many providers have been asking payers for advances, and the government is promising financial support.
  10. yeah- they are not falsifying coding. Maximizing net revenue within the gray area is certainly happening though and is no different than pre-covid. I do understand that people unfamiliar find the esoteric ICD-10 to DRG grouper incomprehensible, sane with CPT, throw in a side of coding and payment edits and most people outside the industry are lost.
  11. There is a running joke about this with January birthdays in hockey. For USA hockey and Hockey Canada it is birthyear driven, so an extra 6 months can be a huge benefit to some kids. Our son was a mid-August...we kept him back and it was best decision ever for his confidence and maturity at school.
  12. 80% is covid? wow. Is the overall census down or is it fairly consistent. We are seeing nothing of the sort out in CA...low census and low covid
  13. I hope Scott can adapt to the NHL. He’s not a big guy and he takes a lot of chances.
  14. Depends on where you are. September 1st is most common I believe. My son is a mid- August and we held him back. June would be very aggressive, July aggressive in terms of holding back, but what’s the rush....that’s what my wife and I decided.
  15. Extremely valid point. Culturally and economically the US is more akin to several nations. There was a great book written many years ago titled the 9 nations of North America. It was standard issue to the KGB, as one strategy was you can only take down the US from inside itself by exploiting these differences. anyway, they break it down into New England, Dixie, The islands (sliver of south Florida), the Foundry, The Breadbasket, Tex-Mex, Ecotopia, and the Empty (Resource) quarter. For those keeping score at home, the 9th nation is Quebec , but it’s entirely in Canada. fascinatingly, major cities appear as “nation” capitols, and major cities appear on borders between “nations” as trade Centers. For example Chicago is where the breadbasket meets the foundry. Denver is where the empty corridor meets the breadbasket. New York is where the foundry meets the world.
  16. He musta started school late- I turned 18 in June after I graduated high school.
  17. Jon Casey won the natty in 1982, so just a point of clarity that he was a 1x championship game participant and 1x champion.
  18. He’s a big body which could hasten his time here as well...let’s hope we get him for two.
  19. Right, the “what would the children think” campaign worked! On a Sidenote our cases per 1M population are in line with Germany’s: 1693 vs 1526. Our deaths per million are higher at 67 vs 36, but that’s probably driven by the underlying health conditions of our general pop.
  20. Yeah- why go to med school to make less than a coder.
  21. One and done as a D...that’s aggressive
  22. Right- I mean, I’m all for natural and holistic too, but get real. I think finding a good PCP who listens, thinks, and understands that many of his/her patients didn’t just fall off a turnip truck is like finding a needle in a haystack... I had a pediatrician tell my wife and I about his concerns over my daughter’s BMI when she was 4...what?? She was built like a little gymnast. Super athletic and strong, and not at all fat...indoctrination...oh, and Scandinavian/Germanic people are more dense in terms of bones and musculature than average...do a body fat visual you Jack wagon.
  23. I haven’t kept a PCP for more than 1.5 years over the last 10. I’m an ex athlete- At 6’1 205 i carried around 9% body fat. I’m 235 now. Genetically, EVERY male on my maternal side has/had hypertension and high cholesterol (my bp was 140/90 as a high school athlete) I’ve never had a fasting glucose above 95, yet this last dude ordered an A1C...it came back a 5.0..he was honestly disappointed. He wanted me to be metabolic syndrome, because it’s easy. Genetically high blood pressure and high cholesterol (interestingly with a perfect ratio) and low triglycerides is more complicated than they want to deal with. It didn’t help that the doc was about the size I was at 12-13.... I could certainly lose a few pounds, but work and kids get in the way. I traded great health first for education, then for $, them for family, then for more $...life’s about tradeoffs.
  24. Gotta give credit where it’s due. UMD has been a force in college hockey of late. They are “new money” in terms of ice cred, but they are definitely flush...3 titles in a decade.
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